Insurance Planning: Critical Illness

Insurance protection that pays a lump-sum benefit after the diagnosis of a covered critical condition. This is a living benefit, meaning you receive the tax free cash while you are alive, and it's up to you to decide how you wish to spend the money.

Consider that in Canada:

• 1 in 4 people suffer from heart disease
• More than 50,000 suffer a stroke each year
• 1 in 3 develop a life-threatening cancer

Typical covered conditions include:

There are a number of companies offering Critical Illness Insurance, and the covered conditions and contract language may vary among companies.

Currently we use the following insurance providers:

"I know, because medical advances and financial independence have helped thousands of my patients survive medical conditions that were once fatal. Every day, we successfully treat heart disease, stroke and cancer. But serious illnesses always leave scars- emotional upheaval, fear and, very often, deep financial losses that never recover.

I’ve helped many patients recover physically from heart disease, only to see them suffer again under the extreme emotional strains that come with coping with the diagnosis, losing an income, getting care at home or paying for costly medical equipment.

It was with my patients in mind that I developed the idea of critical illness protection. Insurance that pays the full benefit- not when you die- but soon after you are diagnosed and living with a serious medical condition.

Critical illness insurance is a sensible way for Canadians to ensure they have access to the best medical treatment and the financial resources to make choices. It provides peace of mind, and that's essential to your recovery and well being."

Dr. Marius Barnard
World's first heart transplant surgeon
Critical illness insurance founder
Cancer survivor

For additional information about his exciting new product, call or email us today!